Work & Pay

Work & Pay Tools Ireland

The figure on a job offer is not the figure that matters. Tax, USC and PRSI take their share, the commute takes money and hours, the employer pension adds value that never shows in a payslip, and a day rate has to cover the holidays, pension and downtime a salary includes. These tools put every version of a job on the same basis.

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Work & Pay in Ireland — what to know

A job is a bundle: salary, tax, pension, commute, leave, security and time. Most decisions about work are made on the one number printed in the offer letter.

Start with what you keep

The take-home pay calculator applies current Irish tax, USC and PRSI. Then use the job offer comparison to compare two jobs after tax, pension and commuting, and see what a remote day is worth.

Contracting, benchmarks and redundancy

Thinking of going contract? See what a day rate leaves you. Wondering whether you are underpaid? Benchmark your salary. Facing redundancy? Work out the statutory minimum and check your employment rights.

Common questions

How much of a pay rise do I actually keep?

Above the standard rate cut-off point, roughly half: 40% income tax, 8% USC and 4.2% PRSI come off each extra euro. The salary increase calculator works it out on your own figures.

Is a higher salary with a longer commute worth it?

Often less than it looks. Five office days with a €15 return commute costs over €3,000 a year from taxed income, plus hundreds of hours. The job offer comparison puts both jobs on the same basis.

What day rate matches a salary?

Usually far more than salary ÷ 230. A contractor pays their own pension, holidays, downtime, insurance and accountant, and an employer pays 11.15% PRSI on top of a salary that a contractor never receives. The contractor tool shows what a day rate leaves you.

Type the question rather than the tool name — the search matches on what each tool answers.

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