←CheckIrelandData: HIA.ie · Revenue.ie · 2026
🏥 HEALTH

Health Insurance
Comparison

Compare VHI, Laya & Irish Life. 2.4 million Irish people have private health cover — most are overpaying.

🧾
20%
Tax Relief Rate
💳
€200
Adult Credit
🏥
3
Providers

Find Your Plan

Must have private room cover
€
LayaBEST VALUE
Simplicity 500
Semi-private€500 excess
€29/mo
€350/yr after relief
€550/yr before relief
Get Quote from Laya →
Irish Life Health
Balance Starter
Semi-private€150 excess€150 outpatient
€36/mo
€429/yr after relief
€629/yr before relief
Get Quote from Irish Life Health →
Laya
Essential Plus
Semi-private€150 excess€200 outpatient
€39/mo
€465/yr after relief
€665/yr before relief
Get Quote from Laya →
VHI
One Plan Starter
Semi-private€150 excess€200 outpatient
€43/mo
€514/yr after relief
€714/yr before relief
Get Quote from VHI →
Tax Relief: Health insurance premiums get 20% tax relief at source. It's automatically applied by your insurer — you don't need to claim separately. Child rates are typically 50% of adult plans. 3rd child onwards is often free with some providers.
Source: HIA.ie, provider websites · Indicative prices only · Always get a direct quote · Affiliate links may earn commission · Not medical or financial advice